VA Loans Are A Beautiful Thing

The VA loan program was created in 1944 by the U.S. government as a benefit to veterans for their service to our country. VA loans are not made by the Veteran’s Administration rather the VA provides a partial guarantee to the lenders that provide them. This allows for favorable program features and terms for the [...]

11:18 pm|Mortgage|

Increase Your Chances of a High Appraisal

Many homeowners choose to get their properties appraised before selling a home. Having an appraisal can help sellers determine how to price their homes to avoid asking for too much or too little. Appraisers examine a variety of factors when valuing a home, including market conditions, the surrounding neighborhood and the home itself. So when [...]

10:20 pm|Seller Resource, Uncategorized|

How a Real Estate Agent Helps Home Sellers

Given all the tools the Internet and modern innovation make available to consumers in general, some may wonder whether they truly need an agent to help sell their home. If having doubts, homeowners looking to sell should consider what a professional brings to the table. For starters, MSN Real Estate notes real estate agents are familiar with all [...]

8:28 pm|Seller Resource, Uncategorized|

Got cash, good credit? Experts say owning rental housing can pay off even as market recovers

Low mortgage rates have made buying a home more affordable and turned rentals into an attractive option for investors. Throughout the downturn in the housing market, average investors, sometimes pooling their money, have bought foreclosures at a sharp discount and turned them into rentals. Many homeowners also have purchased a second home and rented [...]

Fair Market Value

What is the best price for a piece of real estate? Mortgage lenders, appraisers, and real estate brokers use what is called the "fair market value" (FMV). FMV has been defined as "the price that a buyer is willing to pay and the seller is willing to accept, when both parties are knowledgeable about the [...]

7:14 pm|Homeowner Resource, Uncategorized|